Frequently Asked Questions (FAQs)
Common Billing Questions
Will I receive an itemized bill?
Itemized bills are not routinely sent; however, you may request one at any time by calling our Patient Financial Services Department, Monday through Friday between 8 a.m. and 4:30 p.m. One will be mailed to you within 2-3 days of your request.
What do I need to pay when I arrive?
It is the policy of St Joseph Hospital to collect all co-pays, deductibles, co-insurance amounts, private room charges or any other non-covered amounts, at time of service. Please be prepared to pay these amounts when you arrive. If, after your insurance pays your bill, there is a refund due to you, it will be processed within 10 days of the insurance payment.
Under certain circumstance, you will be required to pay a deposit based on an estimate of your charges. The hospital accepts, cash, checks, or credit cards as forms of payment.
What if I cannot afford to pay?
At St Joseph Hospital, we are proud of our Mission to provide quality care to all patients regardless of their ability to pay. If you feel that you are unable to pay for your medical care, you may be eligible for our Financial Assistance Program. This program provides free or discounted services to eligible patients. Also, our financial counselors can assist you in applying for many government programs.
Will you bill my insurance company?
Yes. St Joseph Hospital will bill for hospital services. Please remember to bring your current insurance information at the time of registration.
Will you bill my secondary policy too?
Yes. Upon receiving payment or denial from your primary insurance company, we will gladly bill your secondary insurance for any balance.
Do you accept my insurance companies payment as payment in full?
We bill our patients for any deductibles, co-payments and co-insurance and non-covered amounts not collected at the time of service. The amount billed and collected is based on what is indicated as patient liability on the explanation of benefits provided by your insurance company.